The insurance company will pay the insured or to his legal personal representatives the sum or sums of money in accordance with the scale of benefits set forth in the policy. In case of death, the insurance company will pay the next of kin.

The benefits under this cover include:-

  1. Life cover.
  2. Discounted rates.
  3. Loss of income benefit.
  4. Hospital cash benefit.
  5. Accidental medical cost.
  6. 24-hour cover.
  7. Can be incorporated into WIBA.